Access to Finance
For many agri-SMEs and cooperatives, the hardest gap to close is capital. The problem is rarely that the business has no case; it is that the case has never been put in a form a financier can act on. We solve that by structuring the entire value chain to be finance-ready.
What the work includes
- Investment readiness assessment: an honest review of where the business stands against what lenders and investors will ask.
- Financial foundations: records, statements, and management accounts that hold up under due diligence.
- Business plans and financial models: built on assumptions the client understands and can defend.
- Layered financing structures: mapping grants, working capital, and buyer advances to the business's needs.
- Preparation for financier conversations: anticipating questions and supporting negotiation of workable terms.
- Credit tools for lenders: providing MFIs and banks with data and risk models to lend confidently (see The AgriLink Score™).